Privacy Policy

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

We may disclose the following kinds of nonpublic personal information about you:

• Information we receive from you on applications or other forms, such as your name, address, social security number, income, and debts;
• Information about your transactions with us, our affiliates or others, such as your account balance and payment history; and
• Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.

We may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as other finance companies.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Terms and Conditions

You may receive different types of text messages from us, including your account balance, payment reminders, and past due notices. If you agree to receive text messages from us, you agree to and understand the following:

• Your online loan application on our website incorporates our Terms and Privacy Notice;
• Your signed Promissory Note automatically signs you up to "opt-in" in receiving SMS from us and your wireless service carrier's standard text message and data rates may apply;
• You agree that we may communicate with you by automated text message or other electronic means to your mobile device;
• In the event you change or deactivate your mobile number, you agree to update your account information by contacting us directly by phone or email;
• You can cancel text messaging at any time by replying "STOP" to the most recent text message you received.

Hill Country Loans is a licensed regulated lender with the Texas Office of Consumer Credit Commissioner.